With a minimum of 5% deposit to put down, suitable applicants have access to a high street lenders products. These can include discounts, fixed and capped rates as well as a mixture of these products. Mortgages of up to 95% of the purchase price are available for applicants with an acceptable credit rating.

Builders deposit schemes available. This applies mainly to new properties, where a proportion of the property value is paid by the builder (i.e. the deposit) leaving you with just the balance of the purchase price to find. Also available, schemes to allow vendor's gifted deposits to be accepted.

Mortgages are available for suitable First Time Buyers with adverse credit history and access to a higher deposit.

The Mortgage Centre UK Ltd has access to all of the mortgage market including many exclusive schemes not normally available through most mortgage lenders.